This paper presents an analytical framework that describes the business model of banks. It
draws on the classical theory of banking and the literature on digital transformation. It …

Statistical and computational methods are being increasingly integrated into Decision Support
Systems to aid management and help with strategic decisions. Researchers need to fully …

This paper investigates whether innovative Peer-to-Peer lending by FinTechs’ has a regulatory
advantage over the big banks in respect of small business lending. We do this through …

We present a research agenda for secure and intelligent regulatory technology (’regtech’).
This encompasses an overview of the conceptual, theoretical, and practical challenges that …

The internet and digital transfer of money is set to fundamentally change the way financial
audits are conducted. This paper critically assesses the way that such assets are currently …

Recent technological developments have enabled a wide array of new applications in financial
markets, eg big data, cloud computing, artificial intelligence, blockchain, cryptocurrencies…

This paper lists fifteen key policy implications resulting from a decision to introduce retail and/or
wholesale central bank digital currencies (CBDCs). It makes the distinction between ‘…

The purpose of this letter is to introduce a modified version of the Gerber statistic resulting in
the enhancement of its function as a measure of statistical co-movement. The modification …

Financial technology (Fintech) is developing rapidly, utilizing software and programming
code in innovative ways. It is driving efficiency up and costs down. The digitalization of …

Equity indexes out-perform the majority of active fund management strategies. Not only will
this book teach the reader to construct an optimal index, but it will also assist fund managers …